Frequently Asked Questions
What is a payday loan?
A payday loan is a short term loan usually up to $445.

What do I need to get a payday loan?
To qualify for a payday loan you must be employed for six months or more, have an active checking account, earn a monthly income of at least $1000, and be a U.S. citizen or resident at least 18 years of age.

How long will the approval take?
Once you fill out the application all information provided will be verified on the spot. The approval process only takes about 15 minutes.

How will I receive the cash?
Once you're approved, you will receive cash on the spot.

What is the maximum amount I can borrow?
The maximum amount of a loan is $445.

Do I need collateral to get a payday loan?
No. As long as you are employed and have a checking account you may qualify for a loan.

How will I know if I've been approved?
We provide on the spot approval.

Can I still get a payday loan even if I've declared bankruptcy,
have slow payments or bad credit?
Yes you can, as long as you are not currently in a bankruptcy proceeding and do not have intentions of filing for bankruptcy within the term of your loan. There are no credit checks.

When do I have to pay the loan back?
Your payment is due 14 days after approval (unless other arrangements are made).

Can I pay off my loan early?
Yes. There are no penalties for paying your loan off early.

How long will it take to receive another advance once the loan is paid off?
After 24 hours or one business day, you will be able to receive another loan.

 
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